Verification checklist.

Before trusting a rate page

Confirm the legal name of the provider.
Find the page that explains whether funds are deposits, fund shares, or another structure.
Look for fee schedule, minimum balance, and rate-change language.
Check whether the rate is introductory, capped, tiered, or conditional.
Never enter card numbers, account numbers, SSN, passwords, or recovery codes into comparison pages.
APY
Annual percentage yield language.
Variable
Can change after opening.
Tier
Different balances can receive different rates.
Fees
Costs can reduce benefit.