The phrase “money market” can appear in different financial contexts. Similar names do not guarantee similar protections or behavior.
Deposit-style language
A money market deposit account is usually discussed with APY, balance tiers, account fees, and withdrawal rules.
Fund-style language
A money market fund is an investment product. It may discuss yield, share price, expenses, and risks differently from a deposit account.
Sweep-style language
Brokerage sweep programs can move cash into affiliated banks or funds. The details determine coverage, liquidity, and rates.